From classic tables to modern variations, Gempak 99 delivers the ultimate live baccarat experience with beautiful dealers, a seamless interface and instant payouts in MYR.
A classic game that's easy to learn, impossible to forget
Ask any casino player in Malaysia about their favourite table game, and chances are the answer will be Baccarat. This game has long been woven into Asia's gambling culture, so it's no surprise it continues to dominate the live casino category on platforms like Gempak 99.
What makes Baccarat so appealing is its simplicity. Unlike poker, which demands deep strategy, or blackjack, where you need to memorise charts, Baccarat offers just three main betting options – wager on Player, Banker or Tie. No overthinking required. Place your bet, let the dealer deal, and see who gets closest to 9. It's that simple.
At Gempak 99, we understand that Malaysian players want more than just a fair game — they want an enjoyable experience. That's why our baccarat tables feature professional live dealers, real-time statistics, road maps to help you track patterns, and side bet options that add extra excitement to every round.
* Illustration only – not an actual match
Get to grips with the basics before you sit down at your first table
| Card | Value | Example |
|---|---|---|
| Ace (A) | 1 point | A♠ = 1 |
| 2 to 9 | Face value | 7♥ = 7 |
| 10, J, Q, K | 0 points | K♦ = 0 |
| If the total exceeds 9, take only the last digit (e.g. 15 = 5) | ||
| Betting Options | Payouts | House Edge |
|---|---|---|
| Player | 1 : 1 | 1.24% |
| Banker | 0.95 : 1 (minus 5% commission) | 1.06% |
| Tie | 8 : 1 | 14.36% |
| Player Pair | 11 : 1 | 10.36% |
| Banker Pair | 11 : 1 | 10.36% |
| Perfect Pair | 25 : 1 | 13.03% |
* Payout rates may vary slightly by table. Check the table details before placing your bets.
If the Player's initial total is 0–5, the Player must draw a third card. If it is 6 or 7, the Player stands. If it is 8 or 9 (a Natural), no further cards are drawn for either side.
The Banker's outcome depends on the Banker's initial total AND the Player's third card. Generally, the Banker draws a third card on a total of 0–2, and stands on 7. For totals of 3–6, it depends on the value of the Player's third card. No need to memorise the rules — the dealer handles everything automatically at Gempak 99.
If either side (Player or Banker) draws a total of 8 or 9 from the first two cards, it's called a "Natural". The round ends immediately with no additional cards drawn. Natural 9 beats Natural 8.
Quick Tip: For beginners, the Banker offers the lowest house edge (1.06%) and is the safest long-term bet, even after accounting for the 5% commission.
A record of previous round results to aid pattern analysis
Banker Player Tie
* Sample display only. The actual road map is updated live at Gempak 99.
Road maps are the most popular tool among experienced baccarat players. They record the history of past round results in an easy-to-read visual format.
The primary road map displaying the sequence of Banker and Player wins in a grid format. The easiest to read and the most widely used.
Records every result in a more compact layout – 6 rows, filled top to bottom and left to right. Great for getting a quick overview at a glance.
Three derived road maps that help identify recurring patterns from previous results. Used by more experienced players for advanced strategy.
More than just classic tables – a variety of options for every type of player
The standard version with 8 card decks, a 7-player table and all original rules. Suitable for players of all levels.
Faster rounds — just 27 seconds compared to the usual 48 seconds. Ideal for players who love non-stop action.
No 5% commission on Banker wins! A Banker win on a value of 6 pays only half. Perfect for dedicated Banker bettors.
A dedicated table for VIP players with higher betting limits, added privacy, and a personal dealer. Table limits up to RM50,000.
Baccarat's close cousin – just one card for the Dragon and one for the Tiger. Simpler, faster, and just as thrilling!
The dealer reveals the cards dramatically — slowly peeled back to build suspense. The most authentic experience, just like a physical casino.
A platform built with Malaysian players in mind
Four simple steps from registration to your first table
Click the Register button and fill in a short form with your name, phone number and password. The whole process takes under 2 minutes — no fees, no documents required at this stage.
Minimum deposit from as low as RM30 via Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, DuitNow or FPX online banking such as Maybank2u and CIMB Clicks. Funds arrive within seconds.
From the main menu, select "Live Casino" then filter by the "Baccarat" category. Choose a table that suits your preferred betting limits and game variation.
Select your chip value, click on the Player, Banker or Tie area, and wait for the dealer to deal the cards. All third-card rules are handled automatically — you just need to focus on your betting strategy.
Used by experienced players — not a guaranteed win, but helps with bankroll management
Bet the same amount every round – for example, RM10 each time. The safest approach for beginners. Always bet on Banker to minimise the house edge.
After a win, double your bet for up to 3 consecutive rounds, then return to the original amount. Example: RM10 → RM20 → RM40 → back to RM10. Maximise winning streaks without taking on too much risk.
While the 8:1 payout may seem attractive, the Tie bet carries a house edge of 14.36% — far higher than Player (1.24%) or Banker (1.06%). Seasoned players at Gempak 99 rarely choose Tie as their primary bet.
Baccarat gained a strong foothold in Asia during the 1960s when Macau's casinos began opening dedicated tables for visitors from Hong Kong and Taiwan. In a short time, the game grew so popular that nearly 70% of Macau's casino revenue came from Baccarat alone. In Malaysia, the game has also earned a special place — particularly within the Chinese community, who believe that "reading" road map patterns can provide an edge.
Today, Gempak 99 brings the excitement of a physical casino baccarat table straight to your smartphone screen. No need to fly to Genting or Macau for the same experience — all you need is your phone, a stable internet connection, and an active account at Gempak 99.
One of the key advantages of playing baccarat at Gempak 99 is the wide range of betting limits available. For new players or those who prefer to play it safe, tables start with a minimum bet as low as RM5 only. This means you can play dozens of rounds on a RM50 budget and still enjoy the full live baccarat experience.
On the other end, VIP players can take a seat at exclusive tables with betting limits up to RM50,000 per round. These VIP tables offer greater privacy, more experienced dealers, and dedicated personal service throughout your session.
Baccarat playing patterns in Malaysia have shifted significantly in recent years. Over 80% of gaming sessions at Gempak 99 is now done via smartphones rather than personal computers. With this trend in mind, our platform was built from the ground up with a mobile-first approach — meaning the best experience is on your phone, not on desktop.
Mobile app Gempak 99 can be downloaded directly from our website for Android and iOS. No App Store or Google Play required – installation is straightforward and takes under 2 minutes. Once installed, all live baccarat tables are just a single tap away.
Many players lose in the long run not because they don't know how to play, but because they don't know how to manage their bankroll properly. At Gempak 99, we encourage every player to set a daily loss limit before they start playing. For example, if your daily bankroll is RM200, stop when your losses reach RM100 — that's 50% of your bankroll. This ensures you always have funds left for your next session.
The same applies to win limits. Many experienced players set a profit target – for example, stopping once they've made RM150 profit from a RM200 bankroll. This discipline is what separates serious players from casual ones. Remember, Baccarat is a short-term game influenced by luck, but bankroll management is a long-term skill that can be learned.
Having trouble during a game? Questions about bonuses or withdrawals? Our customer support team Gempak 99 is available 24/7 via live chat, WhatsApp, and email. Most issues are resolved in under 5 minutes. We also provide video guides and help articles in Bahasa Melayu to help new players get comfortable with our platform.
Answers to the most frequently asked questions